Casery Campbell & Tamar Joulia-Paris

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Casey Campbell and Tamar Joulia-Paris launched CreditUtility in 2011 in response to a financial market need for a more stable risk transfer market and as a public service. As financial industry practitioners, our motivations were and remain ones of responding to market failings, focusing upon long-term banking resilience, and supporting prudent lending growth.

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With a combined 45 years of credit risk management experience, we have a first-hand appreciation of how portfolio risk management techniques have evolved and how their adaptive application might lead to systemic instability. We have also faced the operational challenges confronting banks and insurers when default rates increase, risk concentrations shift[1], credit markets dry up as well as the daily market pressures shaping the supply of credit. Further biographical detail for each of us appears below and may also be found on our respective LinkedIn pages. 

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Biographies

 

Casey Campbell holds a BA in Administration from the University of Toronto, Canada and a MBA from Insead, France. From 2006 - 2011 Casey worked in Lloyds Banking Group leading teams responsible for balance sheet analysis, stress testing, loan portfolio optimisation and risk infrastructure re-design.

 

Previously Casey was a consultant with Oliver Wyman, Frankfurt, where he provided risk advisory services to European and North American financial institutions. He also has extensive experience originating and underwriting large, cross-border loans and leases in the European market for GE Capital and for a specialised infrastructure financing subsidiary of the Bank of Tokyo-Mitsubishi.

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​​Tamar Joulia-Paris  first worked as an infrastructure construction project manager before setting-up a modern risk management framework for ING Group. As head of Credit Portfolio Management in Amsterdam, she was responsible for developing risk appetite, research, stress testing and market-based solutions to optimise the bank's risk, capital and liquidity exposures. She led ING's Credit Capital Markets business during the Global Financial Crisis.

Tamar is now focusing on academic and advisory work in enterprise, credit and sustainability risk management. This includes advising policy makers on Sustainable Finance, ESG Risk Management and prudential regulation and teaching at the University Saint-Louis (Brussels). Tamar also serves as independent non-executive Director on the Boards of Dexia, a bank in orderly resolution, and Greenomy, a RegTech developing compliance enabling tools in the sustainable finance arena.

Tamar holds various engineering & business management degrees from universities in Europe and is based in Brussels.

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[1] e.g. in response to changing discount rates and shifts in market risk perceptions